TOP 10 payday loans UK greiteji kreditai Anglijoje.

Greiteji kreditai yra brangus ir turi būti naudojami tik trumpalaikiam skolinimuisi. 
Įsitikinkite, kad jūs suprantate, išlaidų didi ir sutinkate su jomis.


Lending Stream Short Term Loan
Paskolos dydis £50 to £600
Paskolos  laikotarpis 6 months
£100 repaid 28 days later £116.80
Palukanu dydis 661.8% APR
This is a six month loan, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 661.8% APR so if you borrow £200 over 6 months at 219.0% p.a. (fixed) your first repayment will be £20.40 followed by £77.20, £66.90, £63.00, £54.40 and £47.20 the following months. You will repay £329.10 in total.

Sunny Now Short Term Loan
Paskolos dydis £100 to £950
Paskolos  laikotarpis 6 months
£100 repaid 28 days later £120.16
Palukanu dydis 979% APR
Interest rateof 21.6% per month now available on loans up to £950. T&Cs apply.
This is a six month loan, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 979% APR so if you borrow £250 over 6 months at 262% p.a. (fixed) you will repay 6 monthly instalments of £78.28 and £469.28 in total.

QuickQuid Short Term Loan
Paskolos dydis £50 to £1,000
Paskolos  laikotarpis 28 days to 3 months
£100 repaid 28 days later £122.40
Palukanu dydis 1,270% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,270% APR so if you borrow £100 over 30 days at 292% p.a. (fixed) you will repay £24 in interest and £124 in total.

Peachy Loans Short Term Loan
Paskolos dydis £50 to £700
Paskolos  laikotarpis 15 days to 12 months
£100 repaid 28 days later £122.40
Palukanu dydis 1,255.66% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,255.66% APR so if you borrow £250 over 91 days at 292.25% p.a. (fixed) you will repay £126.48 each 30 days. You will repay £129.44 in interest and £379.44 in total.

Lending Stream Credit Facility
Paskolos dydis £50 to £3,000
Paskolos  laikotarpis Ongoing, provided repayments are made on time
£100 repaid 28 days later £105.04
Palukanu dydis 89.7% APR
This is a credit facility where a credit limit is set for you to borrow from, you will only be charged interest on the amount you borrow.
The minimum credit limit is £200 and you can borrow from £50 up to your total credit limit. Repayments will be collected automatically via your debit card.
Pavyzdis: The Palukanu dydis is 89.7% APR based on borrowing £1,200 at 65.7% p.a. (fixed).

WageDayAdvance Short Term Loan
Paskolos dydis  £100 to £1,000
Paskolos  laikotarpis 4 to 6 months
£100 repaid 28 days later £121
Palukanu dydis 1,107% APR
Loans can be taken over 4 to 6 months, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,107% APR so if you borrow £400 over 4 months at a rate of 273.75% p.a. (fixed) you will repay £219.80 in interest and £619.80 in total.

MYJAR Short Term Loan
Paskolos dydis £100 to £1,000
Paskolos  laikotarpis 3 months
£100 repaid 28 days later £121
Palukanu dydis 1,081% APR
This is a three month loan, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,081% APR so if you borrow £300 over 90 days at 274% p.a. (variable) you will repay £148.02 per month and £444.06 in total. Total cost for credit is £144.06

cashasap.co.uk Payday Loan
Paskolos dydis £20 to £750
Paskolos  laikotarpis 1 day to 31 days
£100 repaid 28 days later £122.25
Palukanu dydis 1,449% APR
Pavyzdis: The Palukanu dydis is 1,449% so if you borrow £160.00 over 15 days at rate of 290% p.a. (fixed) you will repay £19.07 in interest and £179.07 in total.

PiggyBank Short Term Loan
Paskolos dydis £100 to £1,000
Paskolos  laikotarpis 7 days to 5 months
£100 repaid 28 days later £122.40
Palukanu dydis 1,270% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,270% APR so if you borrow £250 for 30 days at 292% p.a (fixed) you will pay £60 in interest and £310 in total.

WageDayAdvance Payday Loan
Paskolos dydis £80 to £500
Paskolos  laikotarpis 21 to 57 days
£100 repaid 28 days later  £122.40
Palukanu dydis 1,294% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,294% APR so if you borrow £260 over 28 days at a rate of 292% p.a. (fixed) you will repay £58.20 in interest and £318.20 in total.

SafetyNet Credit Facility
Paskolos dydis £50 to £500
Paskolos  laikotarpis Ongoing, provided repayments are made on time
£100 repaid 28 days later £122.40
Palukanu dydis 68.7% APR
This is a credit facility where a credit limit is set for you to borrow from, you will only be charged interest on the amount you borrow.
You can borrow any amount up to your total credit limit. Repayments will be collected automatically via your debit card.
Pavyzdis: The Palukanu dydis is 68.7% APR based on borrowing £500 at 292% p.a. (variable). You will repay 0.8% interest per day up to a maximum of 40 days.

MYJAR Payday Loan
Paskolos dydis £100 to £500
Paskolos  laikotarpis 1 day to 1 month
£100 repaid 28 days later £122.40
Palukanu dydis 1,270% APR
Early repayment allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,270% APR so if you borrow £100 over 30 days at 292% p.a. (variable) you will repay £22.40 in interest and £122.40 in total.

MrLender.com Short Term Loan
Paskolos dydis £100 to £500
Paskolos  laikotarpis 1 to 6 months
£100 repaid 28 days later £122.40
Palukanu dydis 1,270.1% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1,270.1% APR (fixed) so if you borrow £300 over 3 months at a rate of 292% p.a (fixed) you first repayment will be £172 followed by £148 and £124 the following months. You will repay £144 in interest £444 in total.

Wageme.com Payday Loan
Paskolos dydis £50 to £750
Paskolos  laikotarpis 1 to 43 days
£100 repaid 28 days  later £122.40
Palukanu dydis 1221.5% APR
Early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 1221.5% APR so if you borrow £100 over 30 days at 292% p.a. (fixed) you will repay £24 in interest and £124 in total.

247Moneybox Payday Loan
Paskolos dydis £80 to £200
Paskolos  laikotarpis 15 to 45 days
£100 repaid 28 days later £122.40
Palukanu dydis 1,291.8% APR
The Palukanu dydis is 1,291.8% APR so if you borrow £80 over 29 days at 292.8% p.a. (fixed) you will repay £18.56 in interest and £98.56 in total.

Sunny Plus Short Term Loan
Paskolos dydis £1,000 to £2,500
Paskolos  laikotarpis 14 months
£100 repaid 28 days later -
Palukanu dydis 237% APR
This is a fourteen month loan, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 237% APR so if you borrow £1400 over 14 months at 128% p.a. (fixed) you will repay 14 monthly instalments of £196.42 and £2749.77 in total.

Pounds to Pocket Short Term Loan
Paskolos dydis £200 to £2,000
Paskolos  laikotarpis 6 to 12 months
£100 repaid 28 days later -
Palukanu dydis 278% APR
Loans can be taken over six to 12 months, but early repayment is allowed. You will only be charged interest for the time you have the loan.
Pavyzdis: The Palukanu dydis is 278% APR so if you borrow £600 over 12 months at 140% p.a. (fixed) you will repay £95.37 per month. You will pay £544.44 in interest and £1,144.44 in total.

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Kreditai Anglijoje.

Kokie kreditai buna Anglijoje?

1. Vartojimo kreditas (loan) - kreditas skirtas vartojimo prekių ir paslaugų isigijumui.

2. Auto kreditas - tai kreditas skirtas isigiti automobiliui.

3. Kreditas mokslui - kreditas skirtas apmoketi studijas.

4. Busto paskola -  paskola skirta busto isigijimui.

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Keturioms greitųjų kreditų bendrovėms – tūkstantinės baudos už neatsakingą skolinimą .

Lietuvos banko Priežiūros tarnyba, išnagrinėjusi vieno pareiškėjo skundą, skyrė baudas keturioms greitųjų kreditų bendrovėms. Bendra baudų suma siekia 29 669 Eur.

Priežiūros tarnyba nustatė, kad greitųjų kreditų bendrovės, prieš suteikdamos vartojimo kreditą, netinkamai įvertino asmens mokumą. Trys įmonės, prieš suteikdamos kreditus, neįsitikino asmens pateiktos informacijos tikrumu, t. y. nesurinko paraiškoje pateiktą informaciją patvirtinančių įrodymų, ir asmens pateikta informacija rėmėsi neatsižvelgdamos į informaciją, gautą iš „Sodros“ ir kitų duomenų bazių. Viena įmonė nubausta už tai, kad rėmėsi tik duomenų bazių informacija, todėl neturėjo informacijos apie kitus, nei duomenų bazėje esančius, įsipareigojimus ir negalėjo tinkamai įvertinti jo mokumo.

Be to, kelios įmonės nesilaikė vadinamosios 40 proc. taisyklės, pagal kurią vidutinės vartojimo kredito gavėjo įmokos dydis pagal visus turimus asmens įsipareigojimus turi sudaryti ne daugiau kaip 40 % vartojimo kredito gavėjo pajamų, pripažįstamų tvariomis. Asmeniui paskolinta daugiau, nei buvo galima pagal jo pajamų ir įsipareigojimų santykį. Toks santykis pareiškėjo atveju siekė nuo 58 iki 88 %, taigi jis buvo dvigubai didesnis, nei leidžia teisės aktai.

Nustatant baudų dydžius, atsižvelgta į sunkinančias ir lengvinančias aplinkybes. Didžiausia bauda (23 169 Eur) skirta įmonei už tai, kad ji pažeidimą padarė pakartotinai, nepateikė būtinų duomenų ir taip kliudė Priežiūros tarnybai atlikti tyrimą.

Išsamesnę informaciją, jeigu sprendimai nebus apskųsti teismui, remdamasis Vartojimo kredito įstatymu, Lietuvos bankas skelbs praėjus 30 dienų po sprendimo priėmimo.

Lietuvos bankas 2012 m. perėmė vartojimo kredito rinkos priežiūrą ir iki šiol išnagrinėjo 54 Vartojimo kredito įstatymo pažeidimų atvejus pagal gautus skundus arba savo iniciatyva ir iš jų net 48 atvejų (89 %) buvo skirtos poveikio priemonės. 22 vartojimo kredito davėjų buvo skirtos baudos, jų suma viršija 155 tūkst. Eur. Kai kurios įmonės sprendimus yra apskundusios teismui, todėl priežiūros institucija apie šių įmonių įstatymo nuostatų pažeidimus viešai skelbs tik pasibaigus teismo procesui. Iki šiol pirmosios instancijos teismai visus vartojimo kredito davėjų skundus dėl Priežiūros tarnybos priimtų sprendimų yra atmetę, tačiau teisminiai procesai tęsiasi aukštesnės instancijos teismuose.

Skaityti daugiau: http://ekonomika.tv3.lt/naujiena/keturioms-greituju-kreditu-bendrovems-tukstantines-baudos-uz-neatsakinga-skolinima-55626.html#ixzz3qSScVk1U

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Viskas apie trumpalaike paskola Anglijoje.

Cash Lady Payday Loan paskolu brokeris.
Skolinimosi procentas  APR 2,670%
Paskolos suma nuo £80 iki £300
Maksimalus skolinimosi terminas 6 mėn.
Grazinimo suma £100 £129 po 28 dienų.
Tai paskolu teikimo brokeris.

QuickQuid FlexCredit
Skolinimosi procentas APR 1,362%
Paskolos suma nuo  £100 iki £1,000
Maksimalus skolinimosi terminas 10 mėn.
Grazinimo suma £100 £123.49 po 30 dienu.

Paydaylady.co.uk Payday Loan
Skolinimosi procentas  APR 1,734%
Paskolos suma nuo £50 iki £500
Maksimalus skolinimosi terminas 30 dienų
Grazinimo suma £100 £125 po 28 dienų.

QuickQuid Payday Loan
Skolinimosi procentas  APR 1,999%
Paskolos suma nuo  £100 iki £1,000
Maksimalus skolinimosi terminas 3 mėn
Grazinimo suma £100  £129.50 po 31 diena.
Use code MONEY30 to save 30% on your initial interest rate.
Representative Example: The Representative APR is 1,999% so if you borrow £200 over 31 days at a rate of 347% p.a. (fixed) you will repay £259.

sunny.co.uk Flexible Credit
Skolinimosi procentas  APR 1,971%
Paskolos suma nuo £100 iki £1,000
Maksimalus skolinimosi terminas 5 mėn.
Gražinimo suma £100 £127.06 po 28 dienų
Representative example: The Representative APR is 1,971% so if you borrow £350 over 12 months at a rate of 348% p.a. (variable) you will repay 12 monthly payments of £105.65 and £1267.80 in total.


Lending Stream Loan
Skolinimosi procentas  APR 2,006.5%
Paskolos suma nuo £50 iki£800
Maksimalus skolinimosi terminas  6 mėn.
Gražinimo suma £100 £125 po 30 dienų
Representative Example: The Representative APR is 2006.5% so if you borrow £200 over 6 months at a rate of 320.2% p.a. (fixed) you will repay £400.

Pounds to Pocket Short Term Loan
Skolinimosi procentas  APR 278%
Paskolos suma nuo £200 iki £2,000
Maksimalus skolinimosi terminas 12 mėn.
Gražinimo suma £100 -
Representative Example: The Representative APR is 278% so if you borrow £500 over 12 months at a rate of 140% p.a. (fixed) you will repay £79.09 per month and £949.01 in total.

Wonga Short Term Cash Loan
Skolinimosi procentas  APR 5,853%
Paskolos suma nuo £1 iki £400
Maksimalus skolinimosi terminas 35 dienos
Gražinimo suma £100  £135.04 po 28 dienų.
If you want this loan you'll need to pay a £5.50 faster payment fee.
Representative Example: The Representative APR is 5,853% so if you borrow £150 over 18 days at a rate of 365% p.a. (fixed) you will repay £183.49. Includes £5.50 transmission fee.

Cashub.co.uk Payday Loan paskolu brokeris.
Skolinimosi procentas  APR 1,734%
Paskolos suma nuo £50 iki £500
Maksimalus skolinimosi terminas 30 dienų.
Gražinimo suma £100 £125 po 28 dienų.
Paskolu teikimo brokeris.

Peachy Loans Short Term Loan
Skolinimosi procentas e APR  1,058%
Paskolos suma nuo £50 iki £500
Maksimalus skolinimosi terminas 5 mėn.
Gražinimo suma £100 £133 po28 dienų
Representative Example: The Representative APR is 1,058% so if you borrow £200 over 60 days at a rate of 365% p.a. (fixed) you will repay £299.08 in total.


Pagal gerapaskola.blogspot.com

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